Top Priority on Whom to Lend Money To: Those You're on Speaking Terms With Who Lent You Money In the Past

I would like to respectfully recommend that anyone and everyone who has ever borrowed money from others at any time should create a computer file listing of the names and addresses and phone numbers of each of those very kind benefactors.

That list will help to remind you to repay each of those generous individuals in full as soon as is humanly possible.

Just as important, that list will also provide you with a list of names of the individuals whom you should feel honorbound to lend money to in the future----in the event that they themselves ever ask you in the future if they may borrow money from yourself.

One exception to that policy, of course, would be individuals who lent you money in the past and whom you later choose to reject and exclude from your own life after you repay that individual in full.

Also, it would not be wise or prudent to lend money to any individual who previously lent you money (no matter how generous he or she was toward you in that way), but who later verbalized to you a permanent rejection of yourself.